Acceptance of these terms
By accessing or using savingsradar.org (the "Site"), you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the Site. The Site is operated by Oathill Media LLC ("we," "us," "our").
Informational purpose only — not professional advice
Content on the Site is provided for general informational and educational purposes. It is not insurance, financial, legal, or tax advice, and it does not constitute an offer, solicitation, or recommendation to buy any specific product or policy. We are not a licensed insurance agent, broker, or provider. Always consult a qualified, licensed professional and read the provider's own terms before making a decision.
No guarantee of savings or outcomes
Any references to savings, rates, or results describe what some consumers have experienced and are not promises. Insurance rates, coverage, eligibility, and availability vary by carrier, location, and individual circumstances. We do not guarantee that you will qualify for, be offered, or save any particular amount.
Affiliate relationships
The Site contains affiliate links and advertising. We may earn a commission when you click certain links and sign up or make a purchase, at no additional cost to you. This never changes the price you pay. For details, see our Affiliate Disclosure.
Third-party sites and partners
The Site links to third-party websites, including insurance marketplaces and other partners. We do not control and are not responsible for the content, products, services, privacy practices, or terms of those third parties. Once you leave the Site, your interaction with the third party is governed solely by that party's terms and policies.
Intellectual property
The Site's text, graphics, logos, and design are owned by or licensed to Oathill Media LLC and are protected by intellectual-property laws. You may view and share links to our content for personal, non-commercial use. You may not copy, republish, or distribute substantial portions of the Site without our written permission.
Acceptable use
You agree not to use the Site to: violate any law; infringe anyone's rights; attempt to gain unauthorized access to our systems; introduce malware; scrape or harvest data in a manner that burdens our infrastructure; or interfere with the Site's normal operation.
Disclaimer of warranties
The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that information will be current or complete.
Limitation of liability
To the fullest extent permitted by law, Oathill Media LLC and its owners, employees, and contributors will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or relating to your use of (or inability to use) the Site or any linked third-party service, even if advised of the possibility of such damages. Where liability cannot be excluded, it is limited to the greatest extent permitted by law.
Indemnification
You agree to indemnify and hold harmless Oathill Media LLC from any claims, damages, or expenses (including reasonable attorneys' fees) arising out of your misuse of the Site or violation of these Terms.
Changes to the Site and these terms
We may modify or discontinue any part of the Site at any time, and we may update these Terms from time to time. Changes take effect when posted, and the "Last updated" date above reflects the latest revision. Your continued use of the Site after changes are posted means you accept them.
Governing law
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Any dispute will be subject to the exclusive jurisdiction of the state and federal courts located in New York.
Contact us
Questions about these Terms? Email hello@savingsradar.org or write to Oathill Media LLC, 459 Columbus Ave #4025, New York, NY 10024, USA.